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What's a reasonable spread on currency exchange?

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Hello,

If the rate at the bank is within 1% of the "actual" exchange rate, is that reasonable, assuming there are no other transaction fees? I use quotes around the word "actual" because I'm not sure if there is such a thing as the "actual" rate. I checked xe, x-rates, yahoo and google and the numbers were all slightly different...is there an official number that all of these websites should be reporting, from the government, world bank, etc. If so, where does it come from and where can I find it?
But back to my transaction: If it is within 1% of all of the exchange rates I can find, is that a fair rate? The bank has to make money somewhere I guess, but if I buy and then sell, that's almost 2% off of the gain. Ouch - compared to trading stocks through a discount broker, this sounds expensive. Your insights...

Please help

I didn't find the right solution from the internet.

References:
https://www.bogleheads.org/forum/viewtopic.php?t=67403
Infographic Production Agency

Thank you

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